问题 单项选择题

下列关于市场约束和信息披露的说法,不正确的是()。

A.银行的信息披露主要由资产负债表、损益表、现金流量表、报表附注、部分公司治理情况和部分风险管理情况所构成

B.信息披露是《巴塞尔新资本协议》提出的三大支柱之一

C.市场约束是《巴塞尔新资本协议》提出的三大支柱之一

D.市场约束机制发挥外部监督作用,推动银行业金融机构持续改进经营管理,提高经营效益,降低经营风险

答案

参考答案:B

解析:

《巴塞尔新资本协议》提出的三大支柱是最低资本充足率要求(第一支柱)、监管当局监督检查(第二支柱)和市场约束(第三支柱)。

完形填空

III. 完形填空:

Many of the world's pollution problems have been 1    by the crowding of large groups of people into cities.Supply for the 2    of the people leads to 3    pollution by industry.If the 4   increase in human population 5    at the present rate(比率),there may be much greater harm. Some scientists speak of the 6   in number of people as“population pollution.”

About 2000 years ago,the world 7   was probably about 250 million.  reached a billion in 1850.By 1930the population was two billion.It is 9      six and a half billion.It is 10   to double by the year 2050.If the population continues to grow at the same 11   , there would be 25 billion people in the world a hundred years from now.

Man has been using the earth's 12    more and more rapidly over the years.Some of them are almost 13   .Now many people believe that man's greatest 14    is how to control the growth of his population.The 15   in the world will not support the human population,in time to come,if the 16    rate of increase continues. 17   there is over crowding in the 18    and hunger in some countries. Can man's rate of increase 19   ?Many people believe that human survival(继续生存)in the future depends on the answer 20    the question.

1.A.made  B.caused      C.led    D.worked out

2.A.needs  B.satisfies    C.service      D.lacks

3.A.farther       B.less   C.further      D.better

4.A.harmful      B.small C.slow  D.rapid

5.A.stops   B.continues  C.slows down      D.adds to

6.A.increase      B.reduce      C.quality      D.quantity

7.A.people B.situation   C.population       D.land

8.A.They   B.You   C.We    D.It

9.A.now    B.in the past C.in the future     D.then

10.A.hoped  B.expected  C.wished  D.looked forward to

11.A.time  B.year  C.rate   D.period

12.A.place B.oil     C.mines       D.resources

13.A.missed      B.rich   C.gone  D.enough

14.A.problem   B.power       C.plan  D.idea

15.A.food  B.electricity C.energy      D.materials

16.A.past   B.present     C.future       D.slow

17.A.Already    B.Yet    C.Still  D.Often

18.A.villages    B.mountains C.cities D.farms

19.A.continue   B.exist  C.fall    D.keep

20.A.in     B.of     C.to      D.for

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