问题 单项选择题

下列关于个人住房商业贷款抵押贷款方式的说法准确的是( )。

A.住房抵押贷款作为负储蓄,把个人长期储蓄后才产生的购买力转变为通过信贷方式后产生的现实购买力

B.用预期收入支付即期住房消费,消费者将少数几次巨大的住房开支转化为长期的小额支出

C.对住房需求产生放大效应,尤其是银行递减式还款的贷款品种

D.不利于提高居民购房的支付能力

答案

参考答案:A

解析: B项个人住房商业贷款抵押贷款是用预期收入支付即期住房消费,消费者将一次性巨大的住房开支转化为长期的小额支出;C项对住房需求产生放大效应,尤其是银行递减式还款的贷款品种;D项可以提高居民购房的支付能力。

阅读理解

阅读理解。

  When you are feeling unhappy or forget how great you are, these are six

ways to make you feel good about yourself.

  1) Look in the mirror and say to yourself, "I am a special person and there's

no one in the world like me. I can do anything!" It may not sound so good, but it

really works!

  2) Do something nice for someone. Helping others always makes you feel

good.

  3) Smile! Be friendly to people you meet. Look for the good things in your

friends and family.

  4) Learn something new! Have you always wanted to decorate your own

room or learn how to swim? Go for it ! New challenges(挑战)are fun and give

you a sense of accomplishment when you have finished.

  5) Read and start a diary. Turn off the TV and let your imagination(想象)

fly! Write down your thoughts, dreams or anything you want! Writing always

helps to express your feelings.

  6) Stay with your family. We all need our family time. Talk with your Mum

or Dad or maybe even your cousin.

1. This passage may be taken from _____.

A. a science book    

B. a story book    

C. a magazine      

D. school rules

2. According to the passage, when you are helping others, you will _____.

A. be special    

B. be sure      

C. feel nice        

D. be remembered

3. What do the underlined words in 4)' "a sense of accomplishment" mean?

A.成就感            

B.忧伤感          

C.挫折感          

D.信任感

4. Which of the following should you say "NO" to when you are unhappy?

A. You should always look for the good things of others .

B. Stay alone at home as much as possible.

C. Learn something new and go for it!    

D. Keep a diary to express your feelings.

5. The best title(标题)for the passage is _____.

A. Do Your Best                

B. Six Ways to Feel Good about Yourself  

C. It's Never too Late to Learn      

D. Always Smile to Your Life

多项选择题