下列计算公式中，错误的是( )。
A．市值敏感度=修正持续期缺口×1%/年
B．拨备覆盖率=(一般准备+专项准备+特种准备)/(可疑类贷款+关注类贷款+次级类贷款+可疑类贷款+损失类贷款)
C．关注类贷款迁徙率=期初关注类贷款向下迁徙金额/(期初关注类贷款余额-期初关注类贷款期间减少金额)×100%
D．单一客户贷款集中度=最大一家客户贷款总额/资本净额×100%
参考答案：B
解析：拨备覆盖率属于信用风险监管指标，其公式为：拔备覆盖率=(一般准备+专项准备+特种准备)/(次级类贷款+可疑类贷款+损失类贷款)。
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| Once there lived an old man in a town. He always forgot a lot of things, so his wife had to 1 to him, "Remember this." One day he went 2 a trip alone. Before he went out, his wife said," Now you have all these things. Look after them 3 ." He went to the station, bought a ticket and got on the train 4 it. About an hour 5 , the conductor came to the old man and said,"Will you please 6 me your ticket?" the old man 7 his ticket in all his pockets, but he couldn't find it. He was worried," I can't find my ticket. I really bought a ticket 8 I got on the train." Said the old man. "I think you bought a ticket. All right. You don't have to buy 9 one," said the conductor. But the old man still looked worried and said,"You don't know why. If I can't find my ticket, I don't remember my station. 10 am I going?" | ||||
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