问题 单项选择题

对同一借款人的贷款余额与商业银行资本余额的比例不得超过10%,这是为了( )。

A.分散贷款风险

B.控制贷款规模

C.控制利息收入

D.创造公平的贷款环境

答案

参考答案:A

解析: 对同一借款人的贷款余额与商业银行资本余额的比例不得超过10%,以此来分散商业银行贷款的风险。

阅读理解

WHAT’S ON
STAGE
Russian dances: The famous “Little White Birth” Dance Troupe will travel from Russia to present performances in Beijing.
The troupe, founded in 1948, is famous for their combination of Russian folk dances and classical dancing art.
It has been invited by the Beijing Foreign Culture Exchange Co. in order to give four performances in Beijing.
Tickets are available through ticket hotlines and website such as www. paio. com. cn, www. chinaticket, com and www. ticket, elong. com.
* Time: 7: 30 pm, January 18 - 21
* Place: Beizhan Theatre, 135, Xiwai Dajie,
Xicheng District
* Tel: 6606-4258
EXHIBITIONS
Kite show: All together 81 kites collected by the China National Art Museum is on show in the Yanhuang Art Museum.
Kong Xiangze, an expert on Chinese kites, published a book on kites, explaining the origins of the kite-making process. The exhibited kites are made in a traditional Chinese style.
* Time: 9 am-5 pm until February 11
* Place: 9 Huizhong Lu
* Tel: 6491-2902
CONCERTS
Folk music: A concert of classics of Chinese folk music will greet audiences on the first day of the Year of Snake at the Beijing Concert Hall.
The China Song and Dance Ensemble will perform dozens of traditional instrumental pieces, such as “Full of Joy”, “Colourful Cloud Chasing the Moon” and “Spring Festival Suite”.
* Time: 7: 30 pm, January 24   
* Place: 1, Beixinhuajie, Xicheng District
* Tel: 6559-8285
EVENTS
Flower festival: The Beijing Botanical Garden is bringing people a blooming festival with the beautiful flowers in its tropical plants greenhouse.
The garden has introduced nearly 80 kinds of flowers abroad for the exhibition.
There is also an exhibition of potted narcissus (水仙) landscapes (盆景). More than 300 mini landscapes involving imported narcissus will be displayed, people can get a preview of the show by visiting www. beijingbd, com, the garden’s website.
* Time: 8:30 am-5 pm until January 28
* Place: Wofosi Lu near the Fragant Hills
* Tel: 8259-5547
小题1:Suppose you are too far away from Beijing or you can’t spare time to go there in person, which of the following shows can you enjoy all the same?
A.Russian dances.B.Kite showC.Folk musicD.Flower festival
小题2:. The phrase “get a preview of” used in the passage means ______.
A.watch in advanceB.see more clearly
C.get good position ofD.get a general idea of
小题3: If you and your classmates have a free evening to spend on the 19th of January, which is a useful number to call?
A.6606-4258B.6491-2902 C.6559-8285D.8259-5547
阅读理解与欣赏

阅读下面的文言文,完成小题。

相州昼锦堂记

(北宋)欧阳修

仕宦而至将相,富贵而归故乡,此人情之所荣,而今昔之所同也。

盖士方穷时,困厄间里,庸人孺子,皆得易而侮之。若季子不礼于其嫂,买臣见弃于其妻。一旦高车驷马,旗旄导前,而骑卒拥后,夹道之人,相与骈肩累迹,瞻望咨嗟;而所谓庸夫愚妇者,奔走骇汗,羞愧俯伏,以目悔罪于车尘马足之间。此一介之士,得志于当时,而意气之盛,昔人比之衣锦之荣者也。

惟大丞相魏国公则不然。公,相人也,世有令德,为时名卿。自公少时,已擢高科、登显仕,海内之士,闻下风而望馀光者,盖亦有年矣。所谓将相而富贵,皆公所宜素有。非如穷厄之人,侥幸得志于一时,出于庸夫愚妇之不意,以惊骇而夸耀之也。然则高牙大纛,不足为公荣;桓圭衮裳,不足为公贵;惟德被生民而功施社稷,勒之金石,播之声诗,以耀后世而垂无穷,此公之志,而士亦以此望于公也。岂止夸一时而荣一乡哉!

公在至和中,尝以武康之节,来治于相,乃作“昼锦”之堂于后圃。既又刻诗于石,以遗相人。其言以快恩仇、矜名誉为可薄,盖不以昔人所夸者为荣,而以为戒。于此见公之视富贵为何如,而其志岂易量哉?故能出入将相,勤劳王家,而夷险一节。至于临大事、决大议,垂绅正笏,不动声色,而措天下于泰山之安,可谓社稷之臣矣!其丰功盛烈,所以铭彝鼎而被弦歌者,乃邦家之光,非闾里之荣也

余虽不获登公之堂,幸尝窃诵公之诗,乐公之志有成,而喜为天下道也。于是乎书。

尚书吏部侍郎、参知政事欧阳修记。

              (选自《欧阳文忠公文集》)

注:①魏国公:韩琦(1008-1075),相州(今河南安阳)人。字雅圭,先经略西夏,后治相州,仁宗时封魏国公,后罢相,出镇长安,辞而请守相。当时,魏公为相,欧阳公在翰林,二人至交。荣君之恩,魏公在后园建“昼锦堂”,欧阳公为之作记。宋治平二年(1065年),北宋大书法家蔡襄用楷书为其书丹,邵宓篆额,刻于石上。楷书18行,满行39字。原石在河南安阳魏公祠,后遗失。现存于该祠的《昼锦堂记》石刻为元朝至元年间(1264-1294年)重刻。②高牙大纛:dào 古代军队里的大旗,指军中的旗帜。比喻声势显赫。

小题1:下列句子中,划线词的解释不正确的一项是

A.盖士穷时,困厄闾里穷:贫穷,缺少钱粮

B.庸人孺子,皆得而侮之易:轻视

C.世有德,为时名卿令:美好的

D.乐公之志有成,而喜为天下也道:叙述,宣讲小题2:下列各组句子中,划线词的意义和用法完全相同的一组是

A.惟大丞相魏国公不然/于其身也,则耻师焉

B.既又刻诗于石,遗相人/余船欢俱进

C.于此见公视富贵为何如/而予亦悔其随而不得极夫游之乐也。

D.而志岂易量哉/尔无忘乃父之志小题3:对本文有关内容的分析和概括,有误的一项是

A.作者将“仕宦至将相,富贵归故乡”改为“仕宦而至将相,富贵而归故乡”,是因为读起来语气由急促变为舒缓,音节和谐,增加了语言抑扬顿挫之美。

B.开篇四句,即揭示了全文大意。《史记》记载:“富贵不归故乡,如衣锦夜行,谁知之者?”“昼锦”之说就来源于此。“富贵而归故乡”正如同当昼衣锦。

C.文章第一、二段写世人追求富贵,以衣锦还乡为荣,为下文写魏国公做陪衬;第三段写魏国公的身世和经历,然后第四、五两段写魏国公的志向和抱负。

D.全文既有精当的议论,也不乏鲜明的形象;说理生动透辟,行文舒展酣畅,无怪乎古人盛赞:“天下文章,莫大于斯。”小题4:把文言文阅读材料中画横线的语句翻译成现代投语。(10分)

(1)惟德被生民,而功施社稷,勒之金石,播之声诗,以耀后世而垂无穷,此公之志,而士亦以此望于公也。(6分)

(2)其丰功盛烈,所以铭彝鼎而被弦歌者,乃邦家之光,非闾里之荣也。(4分)