问题 阅读理解

阅读表达。

    Mr. Brown was going away for a week. Before he left, (A)he said to his son, "If anyone asks for me,

you can tell him that your father has been out for doing something, and will be back in a week. Then be

sure to ask him to sit down for a cup of tea."

    "Ok, Dad," said his son. But he was afraid his son couldn't remember this, he wrote these words down

on a piece of paper and gave it to him. (B)His son put it into his small pocket, took it out and looked at it

every now and then.

    Four days passed, but no one came to see his father. The boy thought that there was no one to come

and that (C)the piece of paper was of no use for him any longer, so he burnt it that evening.

    The next afternoon, someone knocked at the door. The boy opened it. A man was standing at the door

and said, "Where is your father?" the boy put his hand into his pocket at once and looked for the piece of

paper. He could not find it. He suddenly remembered (D)he had burnt it, so he shouted, "no more!" The

man was very surprised.

    He asked. "NO more? I met your father last week. When did it happen?" "Burnt yesterday evening."

1. 将A处改成间接引语:                                                                                                               

2. 将B处译成汉语:                                                                                                               

3. 将C处改为同义句:                                                                                                               

4. 就D处提问:                                                                                                                 

5. What did the man think happened to the boy's father? 

                                                                                                                          

答案

1. He told his son (that) if anyone asked for him. he/his son could tell him/that man he had been out for

    doing something.

2. 他儿子把纸条放进小口袋里,并且不时地拿出来看看。

3. the piece of paper was of use for him no longer\the piece of paper wasn't of use for him any longer\

    the piece of paper wasn't useful for him any longer

4. What did he remember suddenly?

5. He thought the boy's father was dead/had died.

(答案不唯一)

单项选择题


作为单身母亲的余女士已离婚成为单身母亲,面对生涯规划,需要金融理财师协助规划。经过初步沟通面谈后,你获得了以下家庭、职业与财务信息:
一、案例成员
姓名年龄职业
余菲菲31一家品牌服装专卖店的老板
余小青8小学三年级学生
二、家庭收支状况 1.收入方面 (1)余菲菲女士,每年经营收入扣除铺租、水电、管理费、人工、税金等各项成本后,约为人民币15万元。而且,余女士估计今后10年左右,只要不出现意外情况,专卖店的收益应该能一直稳定在这个水平,并会随着通胀率上升而增加。 (2)2007年,根据离婚协议房子归其前夫黄先生所有,但黄先生一次性补偿余女士人民币30万元。 (3)余小青,归余女士抚养,黄先生有探视权,每个月需按时支付人民币1500元给余女士作为女儿的生活费和教育费,直到女儿结束学业走上工作岗位为止。 2.支出方面 (1)余女士租住在专卖店附近的60平方米公寓,由于地处商业旺区,每个月租金高达 2500元,加上物业管理费、水电费,余女士每个月花在房子上就得3500元,再加上两人的生活费、购物娱乐费、通讯费2000元,以及女儿每个月特长培训费1000元,合计高达 6500元; (2)2008年还多了一项养车的开支,一年下来,车辆的检查费、保险费、油费、过路费、停车费、维护保养费、修理费合计得花费至少3万元,平摊到每个月约需2500元,这样下来,余女士每个月要支出9000元; (3)前年余女士为女儿练琴花费2万多元买了一台不错的钢琴; (4)现在每个月参加钢琴培训班、舞蹈培训班和英语培训班的费用需1000元。
                 表1 现金流量表 (单位:元)
收入金额占总收入的比例
自雇收入(稿费及其他非薪金收入)余女士15000086%
投资收入利息71284%
其他收入1500×12=1800010%
总收入175218
支出
房产租金等各项开支3500×12=4200032%
教育费用特长培训1000×12=120009%
汽车贷款支付22617.9617%
汽油及保险、维修等费用3000023%
日常生活开支通讯费、交通费、日常生活用品等开支费用2000×12=2400018%
总开支130617.96
总结余44510.04
三、家庭资产负债状况
由于生意往来需要,余女士在2008年初用多年做生意的积蓄购买了一辆20万元的中档轿车,首付五成,向银行申请了5年的贷款,贷款利率4.95%,到现在刚好还了一年,还剩4年还款时间。但是,一年下来自己买的车已经降价了3万元。
前夫金先生2007年底补偿的30万元则被余女士存入银行定期,准备用作女儿将来出国留学的费用,余女士几年来也攒下40万元,10万元用来买车,剩下的30万元作为了专卖店的流动资金。到目前为止利息收入如下:活期存款:300000×0.72%×80%=1728 (元);定期存款:300000×2.25%×80%=5400(元);可得利息总额为:7128元。
四、家庭理财目标方面
①余女士对女儿寄予很大的期望,不仅希望女儿可以就读北京的名牌大学,还计划送女儿到国外攻读硕士。
②余女士决定2009年初买一套60平方米、每平方米8000元左右的新房。但是,要买新房就得准备一笔至少20万元的资金,包括首期房款及装修费。
五、假设条件
年通货膨胀率为3%;一年期定期存款的年利率为2.25%;货币市场基金年收益率为 1.9%;债券年收益率为3.5%;股票型开放式基金年收益率为7%;分红险和万能寿险的投资账户年收益率为2.8%;客户租住的公寓与商铺的租金每年上涨5%,房价上涨8%;汽车价值的年贬值率为15%;学费增长率为4%/年;个人所得税和企业所得税的税率保持不变;人民币1年内将升值3%~5%。

由于余女士已经购买了商铺用房,其价值在购买时为75万元,假设房屋价值以每年 8%的速度增长,在50岁退休时将其卖掉,余女士可获得( )万元。

A.210.29

B.220.29

C.230.29

D.240.29

问答题