搜题请搜索小程序“爱下问搜题”
问题 单项选择题

银行在收取承担费时，不可以进行的行为是（）。

A．借款人擅自变更提款计划的，银行应该查清原因并收取承担费

B．在借款人的提款期限届满之前，公司业务部门应将借款人应提未提的贷款额度通知借款人

C．在借款人提款有效期内，如果借款人部分或全部未提款，则银行就应该对未提部分在提款期结束时自动注销

D．对于允许变更提款计划的，银行可以对借款人不收取贷款额度承担费

答案

参考答案：D

解析：

D根据国际惯例，若在借款合同中规定，变更提款应收取承担费，那么当借款人变更提款计划时，公司业务部门应根据合同办理，可按改变的提款计划部分的贷款金额收取承担费。故选D。

单项选择题

项目安全春、秋季例行检查一般由（）组织。

A.网省公司基建部

B.建设管理单位有关部门

C.业主项目部

D.监理项目部
查看答案
单项选择题

When anyone opens a current account at a bank, he is lending the bank money. He may (1) the repayment of the money at any time, either (2) cash or by drawing a check in favor of another person. (3) , the banker customer relationship is that of debtor and creditor who is (4) depending on whether the customer’s account is (5) credit or is overdrawn. But, in (6) to that basically simple concept," the bank and its customer (7) a large number of obligations to one another. Many of these obligations can give (8) to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9) against him.

The bank must (10) its customer’s instructions, and not those of anyone else. (11) , for example, a customer opens an account, he instructs the bank to debit his account only in (12) of checks drawn by himself. He gives the bank (13) of his signature, and there is a very firm rule that the bank has no right or (14) to pay out a customer’s money (15) a check on which its customer’s signature has been (16) . It makes no difference that the forgery may have been a very (17) one, the bank must recognize its customer’s signature. For this reason there is no (18) to the customer in the practice, (19) by banks, of printing the customer’s name on his checks. If this (20) forgery, it is the bank that will lose, not the customer.

1（）

A.acquire

B.deposit

C.demand

D.derive
查看答案