问题 单项选择题

风险规避是指通过计划的变更来消除风险或风险发生的条件,保护目标免受风险的影响。风险规避并不意味着完全消除风险,而是规避风险可能造成的损失。一是要降低损失发生的几率,这主要是采取先控制措施;二是要降低损失程度,这主要包括事先控制、事后补救两个方面。 根据上述定义,下列不属于“风险规避”的是:

A.某外语培训机构近两年业务发展迅速,但缺乏配套的资金投入,因此该机构选择通过上市发行股票这一渠道来筹集资金 

B.某广告公司为减少员工流失,实行训多激励机制,包括提供更多培训机会、加大奖金幅度,增加保险额度等措施 

C.小李业余时间喜欢理财,他在银行的理财产品涉及很多类型,有债券、基金,有短期也有长期的,他觉得这样理财更稳健 

D.某购物网站有撞门的储物仓库内裤,平时供货稳定,单过节期间常供不应求,为此公司制定了一系列方案来控制货物储备和物流管理

答案

参考答案:A

解析:解析 第一步:抓住定义中的关键词,“降低损失发生的机率”,“二是要降低损失程度”。 第二步:逐一判断选项: A项:某机构选择通过上市发行股票这一渠道来筹集资金,是一种风险很高的融资行为,这种行为是完全的暴露风险,而没有规避风险。 B项:某广告公司为减少员工流失而采取的一系列措施属于降低损失发生的机率,这主要是采取事先控制措施。 C项:小李的选择的理财产品涉及面虽然广但不能说明在某种理财产品能降低另一种理财产品损失发生的几率和程度。小李的举措属于风险分散,即通过多样化的投资来分散和降低风险的方法,属于事先控制,规避风险 D项:某购物网站节前制定过节期间的方案属于降低损失发生的机率,这主要是采取事先控制措施。 因此,正确答案是A。 考点:单定义判断

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     My grandmother's eightieth birthday was approaching and I was at a loss as to what to give her. She
had recently moved into a nursing home and didn't have room for  1   things. She insisted that she didn't
need a thing.
      2  , I came up with an idea. In her   3   card, I sent her a gift certificate (礼券) for "A letter a   4   for
the next year!" It was a big   5  . I knew that she'd love to   6   what was going on in my life.
     The letter gift certificate was a big   7   . She got fifty-two letters that first year. Some were   8   and
filled with homesickness. Others were short and newsy. More than once what she   9   was just a funny
card with a few short  10  . All showed her that I was thinking of her regularly.
       11   her next birthday came around, she asked for another letter gift certificate.   12  , that's also
what she wanted next eight birthdays.
     For nine years I wrote her. She was rarely able to   13   back. I flew home annually to   14   and soon
realized that the entire nursing home staff knew all the details of my 15  , as more and more often they
were  16   the letters to her.
     My   17   letter arrived the day after her death. I felt I had given her the best gift I could. What I hadn't counted on (指望) was how her gift would come full circle to me.
     Months later, while   18   her things, my dad found a box full of letters from me. Those letters were
filled with moments and pictures I had completely forgotten. She   19   those memories for me in my letters. Sometimes our gifts to others come back to us in   20   ways.
( )1. A. lovely    
( )2. A. Finally    
( )3. A. invitation  
( )4. A. month      
( )5. A. lie        
( )6. A. face      
( )7. A. joke      
( )8. A. long      
( )9. A. sold      
( )10. A. notes    
( )11. A. Although    
( )12. A. In fact  
( )13. A. turn      
( )14. A. work      
( )15. A. life      
( )16. A. writing  
( )17. A. short    
( )18. A. seeing through
( )19. A. saved    
( )20. A. practical  
B. expensive  
B. Hopefully  
B. Christmas  
B. week        
B. deal      
B. feel      
B. hit      
B. boring      
B. sent      
B. questions  
B. As        
B. In general  
B. write      
B. hunt      
B. husband    
B. sending    
B. handwriting  
B. going through
B. lost      
B. funny      
C. extra    
C. Fortunately
C. greeting  
C. day    
C. problem  
C. hear    
C. mistake  
C. interesting
C. received  
C. tips    
C. If      
C. After all  
C. step    
C. visit  
C. vacation  
C. handing  
C. open      
C. throwing away
C. broke    
C. unexpected
D. unimportant      
D. Surprisingly    
D. birthday        
D. season          
D. promise          
D. tell            
D. challenge        
D. formal          
D. held            
D. lines            
D. Unless          
D. Above all        
D. look            
D. cook            
D. business        
D. reading          
D. last            
D. taking away      
D. refreshed        
D. similar          
单项选择题