问题
单项选择题
根据《金融企业准备金计提管理办法》,下列关于金融企业准备金计提的说法,不正确的有()。
A.对发放的贷款和垫款,至少应当按季度计提损失准备
B.一般准备由金融企业总行或总公司统一计提和管理
C.对于资产的潜在风险估计值高于资产减值准备的差额,计提一般准备
D.原则上金融企业只能采用标准法确定资产的潜在风险估计值
答案
参考答案:D
根据《金融企业准备金计提管理办法》,下列关于金融企业准备金计提的说法,不正确的有()。
A.对发放的贷款和垫款,至少应当按季度计提损失准备
B.一般准备由金融企业总行或总公司统一计提和管理
C.对于资产的潜在风险估计值高于资产减值准备的差额,计提一般准备
D.原则上金融企业只能采用标准法确定资产的潜在风险估计值
参考答案:D
Next time a customer comes to your office, offer him a cup of coffee. And when you’re doing your holiday shopping online, make sure you’re holding a large glass of iced tea. The physical sensation(感觉) of warmth encourages emotional warmth, while a cold drink in hand prevents you from making unwise decisions—those are the practical lesson being drawn from recent research by psychologist John A. Bargh. Psychologists have known that one person’s perception(感知) of another’s “warmth” is a powerful determiner in social relationships. Judging someone to be either “warm” or “cold” is a primary consideration, even trumping evidence that a “cold” person may be more capable. Much of this is rooted in very early childhood experiences, Bargh argues, when babies’ conceptual sense of the world around them is shaped by physical sensations, particularly warmth and coldness. Classic studies by Harry Harlow, published in 1958, showed monkeys preferred to stay close to a cloth “mother” rather than one made of wire, even when the wire “mother” carried a food bottle. Harlow’s work and later studies have led psychologists to stress the need for warm physical contact from caregivers to help young children grow into healthy adults with normal social skills. Feelings of “warmth” and “coldness” in social judgments appear to be universal. Although no worldwide study has been done, Bargh says that describing people as “warm” or “cold” is common to many cultures, and studies have found those perceptions influence judgment in dozens of countries. To test the relationship between physical and psychological warmth, Bargh conducted an experiment which involved 41 college students. A research assistant who was unaware of the study’s hypotheses(假设), handed the students either a hot cup of coffee, or a cold drink, to hold while the researcher filled out a short information form: The drink was then handed back. After that, the students were asked to rate the personality of “Person A” based on a particular description. Those who had briefly held the warm drink regarded Person A as warmer than those who had held the iced drink. “We are grounded in our physical experiences even when we think abstractly,” says Bargh. 小题1: According to Paragraph 1, a person’s emotion may be affected by ______.
The author mentions Harlow’s experiment to show that ______.
In Bargh’s experiment, the students were asked to ______.
We can infer from the passage that ______.
What would be the best title for the passage?
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