问题 单项选择题

为一个大型建筑项目进行的融资是由一群银行提供的。当资金在项目完成前用完时,银行批准了进一步的贷款。现在,随着资金再度用完而项目仍未完成,银行拒绝增加进一步的贷款,虽然没有这些贷款该项目就泡汤了。 下面哪项,如果正确,最好地解释了为什么银行现在的反应和它们先前在资金用完的情况下的反应不同

A.银行重新评估了完成后的项目的潜在收入,并且得出结论认为可产生的总收入会低于旧贷款加上需要的新贷款的总利息。

B.银行发现了几个其他的项目,如果现在批准它们的贷款让这些项目启动,这些项目能促使本金更快地回收。

C.银行和借款方一致同意,建筑贷款以完成的项目作为担保。

D.成本超支主要是因为建筑工程最困难的阶段出现了没有预见的问题。

答案

参考答案:A

解析:题干可简述为;银行明知如果不增加投资,那么以前投的钱也收不回,却不再投资了,为什么 A项如果继续投资此项目,总收入会小于总成本,再增加投入也无利可图,是对银行现在反应的合理解释;B项指出有其他项目能促使本金更快地回收,但是这些项目的利润是否能够弥补旧本金和继续投资收益的利润损失不能确定,排除,C项、D项为无关选项。

解答题
单项选择题

Like all the huge metropolises of the world, there are lots of diversions both outdoors and indoors in Chicago. The Art Institute of Chicago has one of the world’s (1) art collections, including more French Impressionist paintings than even in the Paris Louvre itself. The Field Museum of Natural History and the Museum of Science and Industry are also great historical and cultural treasure houses to (2) as well as entertain children and adults (3) In the Field Museum one comes (4) a surprisingly big collection of Chinese exhibits from the ancient (5) to the early century. The Sears Tower and the Buckingham Fountain are the pride of the Chicagoans; (6) having 110 storeys is said to be the highest tower in the world and the (7) is the largest fountain in the United States. Lake Michigan is for yachting in summer time, (8) the highlights of Chicago life all the year round are concerts, operas and plays (9) by the city’s orchestra, opera houses and theatres. In summer, especially around the Independence Day, July 4th, many festivals and fairs are given outdoors, which, (10) crowds and crowds of people, with their parades, fireworks, (11) concerts, water-skiing and good foods.

But with all its attractions and beautiful spots Chicago is also a city (12) for crimes. All the dwelling houses are (13) with three doors and visitors have to speak through microphone (14) in the wall to the residents before they can get admitted. In the streets there are white-color telephones. When one finds oneself (15) , he needs only to knock the receiver (16) the hook and the next instant the police will (17) . If one does not drive a car, it may well be dangerous for him or her to go out alone in the evening. At first I did not take this warning seriously. (18) , my two encounters with the Black people (19) dusk in the neighborhood were so unpleasant and frightening that I have (20) shut myself evenings in my room, in almost all studying, imposing a curfew on myself.

14()

A.equipped

B.installed

C.put

D.inserted