During the four years that Mrs. Lopez owned her car, she found that her total car expenses were $18,000. Fuel and maintenance costs accounted for
of the total and depreciation accounted for
of the remainder. The cost of insurance was 3 times the cost of financing, and together these two costs accounted for
of the total. If the only other expenses were taxes and license fees, then the cost of financing was how much more or less than the cost of taxes and license fees ?