第1－6 题为套题：材料一：新《保险法》于2009 年10 月1 日起正式实施。团体与团体成员之间建立了劳动关系，团体为其成员投保在法律上得到了认可。这在团体保险发展史上有了重大突破。另规定：“除前款规定外，被保险人同意投保人为其订立保险合同的，视为投保人对被保险人具有保险利益。”第三十九条规定：“人身保险的受益人由被保险人或投保人指定。投保人指定受益人时，须征得被保险人同意。投保人为与其有劳动关系的劳动者投保人身保险，不得指定被保险人及其近亲属以外的人为受益人。”材料二：X 企业因产能扩大需要，2009 年6 月在人才市场招聘了230 名新员工，于2009 年7 月1 日开始上班，并接受3 个月的业务培训。2009 年10 月1 日，208 名员工转为正式员工。该企业10 月9 日通过保险经纪公司为全体职工投保了团体定期寿险和健康保险。其中，定期寿险保费由公司和员工共同分摊，健康保险保费由公司承担。保单上列明保险期间自2009 年11 月1 日起至次年10 月31 日止，受益人一栏为空。2009 年10 月30 日，该公司的职工王某登山，不慎坠崖身亡。

以下关于新、旧《保险法》的说法正确的是（ ）。

A．新《保险法》对受益人没有限定

B．旧《保险法》规定投保人不得指定受益人，而新《保险法》可以

C．新《保险法》明确了具有保险利益的团体单位作为投保人指定受益人时，投保人不得作为受益人

D．新、旧《保险法》在有关受益人条款上没有变动

D

　　Young people can have problems with their minds. Some students become worried because they have to study very hard. Others have trouble getting on well with people like their parents and classmates.

Liu Wei, a Junior 2 student from Hefei, could not understand his teacher and was doing badly in his lessons. He became so worried about it that he started to cut his finger with a knife. Another student, 14-year-old Yan Fang from Guangzhou, was afraid of exams. She got very worried in the test, and when she looked at the exam papers, she couldn’t think of anything to write.

A recent report from Jiefang Daily says about 18% of Shanghai teenagers have mental(心理的)problems. Their troubles include being worried and very unhappy, and having problems in learning and getting on well with people. Many students who have problems won’t go for advice or help. Some think they will look stupid(愚蠢的)if they go to see a doctor. Others don’t want to talk about their secret.

Liang Yuezhu, an expert on teenagers from Beijing Anding Hospital has the following advice for teenagers.

1). Talk to your parents or teachers often.

2). Take part in group activities and play sports.

3). Go to see a doctor if you feel unhappy or unwell.

51. The students who often become worried or have trouble getting on well with others may have___________.

A. mental problems   B. a headache   C. knives with them   D. no parents

52. Liu Wei cut his finger with a knife because____________.

A. he was afraid of his teacher          B. he wanted to frighten his parents

C. he was so worried about his study     D. his finger was badly hurt

53. Yan Fang’s problems happened whenever ______________.

A. she studied very hard           B. she had exams

C. she talked with her parents       D. she thought of something

54. Students who have problems won’t ask others for help because _____________.

A. they won’t let others think they are stupid.    

B. they don’t think doctors can help them.

C. they don’t want to tell their secret to others.           

D. both A and C.

55. Liang Yuezhu’s advice tells us that_________________.

A. it’s better for the students who have mental problems to join others.

B. it’s unnecessary for them to be with others.

C. only group activities and sports can help them.

D. teachers and parents can’t do anything about mental problems.